Meet The Team

Meet the Team England and Wales

Richard Westwood FPFS – Chartered Financial Planner (MP & ER)

Richard is a Fellow of the Personal Finance Society, the highest qualification awarded by the Chartered Insurance Institute. He has been in Financial Services since 2006 and has built on his career in the early years with the CIS as well as advising Personal and Corporate clients as an adviser with Barclays Financial Planning. He then spent time with a national independent financial advice firm, where he specialised in Pension and Retirement planning, delivering educational seminars to both the public and private sector for forthcoming retirees. He also has an excellent understanding of the complexities of Defined Benefit pension schemes.

Xennon Horner DipFA– Independent Financial Adviser & Director

Xennon has been in financial services now for near on twenty years. He spent over ten years with Barclays Bank PLC advising clients on lending solutions, before being selected to join Barclays Financial Planning to complete the trainee financial adviser programme. His role was to provide advice to personal and Corporate clients on a range of financial planning areas before taking the next natural step to join a national independent financial advice firm. Xennon specialises in investment and retirement planning, as well as delivering educational seminars and services to other professionals, such as solicitors and accountancy firms.

Kaili Horner Dip PFS – Independent Financial Adviser and Practice Manager

Kaili is one of Rothesay Bennett’s Independent Financial Advisers, predominantly working with her client base in the Midlands. Kaili’s career in financial services began in 2012, whilst working for one of the big UK banks. Kaili then progressed to working within a national advice firm until she joined Rothesay Bennett in 2016. Kaili’s commitment to professional development saw her expand on her knowledge and qualifications, progressing her through various roles with the company.

Kaili provides personalised financial advice to clients, leveraging her thorough understanding of the industry and solutions, to ensure her clients can make confident and informed decisions. Kaili also occupies the Compliance Manager role, ensuring that Rothesay Bennett smoothly navigate the complex regulatory framework, outlined by the FCA. With her prudent attention to detail, and in-depth understanding of regulations, Kaili helps Rothesay Bennett, and our advisers, provide the best outcomes for clients.

Paul Grice Dip FA – Independent Financial Adviser

Paul joined Rothesay Bennett at the start of 2024 and covers primarily the Midlands and East of England. Paul has been a financial professional for 35 years initially advising clients with Pearl Assurance and CIS, leading to roles in Senior Management. Paul has since spent 20 years as an Independent Financial Advisor with Affiniy financial awareness and Jalapeno specialising in investments and retirement planning. Paul brings a high degree of experience and knowledge to Rothesay Bennett along with a calm diligent approach to financial planning. This experience has proved invaluable in practice supporting existing and new clients via a range of wealth planning solutions. Paul specialises in ‘at retirement’ and ‘post-retirement’ advice, constructing tax efficient flexible growth and income solutions.

Charles Spear Dip PFS – Independent Financial Adviser

Charles joined Rothesay Bennett in 2017 and covers the Midlands & North. He has been in financial services for 35 years. In 2001, Charles joined and was one of the founders and original members of Affinity Financial Awareness. Charles spent 16 years with Affinity as an Adviser and National Sales Manager during its rise to a national advice firm. Charles brings a huge amount of experience to Rothesay Bennett, having been an independent adviser for so many years. This experience is invaluable, and Charles continues to offer a fantastic service to both existing and prospective clients via a range of financial and wealth planning solutions. Charles specialises in advice at retirement and constructing flexible income solutions following the recent introduction of Pensions Freedom.

John Taylor APFS – Chartered Financial Planner

John joined Rothesay Bennett in 2017 and covers the Midlands & South. He has been in financial services since 2010 and his early career was spent as a senior paraplanner to some of the largest independent advice firms across London. John has specialised in providing advice to Senior Medical consultants since achieving Chartered status in 2014. He has extensive knowledge of the complexities of the NHS pension scheme & the bespoke nature of annual/lifetime allowance pension planning that is required for such clients. More recently, John’s relocation to the Midlands saw him joining one of the larger independent advice firms where he continued to provide innovative investment and retirement solutions for both personal and corporate clients.

Kevin Hincks Dip FA– Independent Financial Adviser

Kevin joined Rothesay Bennett in 2018 and covers the Midlands and East. He has been in financial services for over 30 years, having spent many years with the likes of Prudential, Cooperative Insurance Society and The Cooperative Bank. Kevin prides himself on his ability to offer a fantastic client experience. Over the years, Kevin has provided financial planning advice to personal clients across a range of planning areas and has specialist knowledge and experience of dealing with Ethical/Sustainable investments.

Anthony Smith Dip PFS – Independent Financial Adviser

Anthony joined Rothesay Bennett in 2019 and covers the Midlands & South West. Anthony spent nine years serving as a RAF Police Dog handler before deciding to join the financial service industry. He has now been in financial services for 20 years, with his earlier years in the industry working for smaller brokerage firms, before he moved on to join larger National IFA firms. Anthony predominately spends his time advising personal clients on diversified investment and retirement solutions, both in terms of growth and/or income requirements.

Adam Peachey DipFA (MP) – Independent Financial Adviser

Adam has been in financial services for over 15 years and joined Rothesay Bennett in 2020. Adam spent 11 years with Barclays Bank, and more recently the last 4 years at Wesleyan Mutual Society specialising in providing investment and pension advice to public sector employees such as Doctors and Teachers. Adam prides himself on his ability to help clients plan for their short and long-term objectives utilising investment portfolio planning. Adam has specialist qualifications in Long Term Care planning, Equity Release and Mortgage advice alongside his Diploma in Financial Advice.

Jason Behan Dip PFS Cert CII (MP & ER)– Independent Financial Adviser

With 34 years of experience in financial advice—including the last 11 as an independent—I provide clear, strategic guidance to help clients navigate life’s pivotal financial decisions. I particularly enjoy tackling the complexities of pensions, whether consolidating scattered pots or designing a tailored withdrawal strategy at retirement. Every recommendation is shaped by a deep understanding of each client’s goals, risk tolerance, and long-term vision.

Professional. Personable. Independent—by choice.

Ben Clarke Dip FA – Independent Financial Adviser

Ben Clarke is a dedicated financial adviser committed to helping clients achieve their goals through clear advice and long-term relationships built on trust. Outside of work, he is a family man who enjoys life with his wife and their two children. When he is not supporting clients, Ben can often be found walking his greyhound, Barney, playing a round of golf, or cheering on Arsenal. He also enjoys following Formula 1 and making the most of holidays with his family.

Joanna Westwood, MSc, Chartered MCIPD - HR Manager

Bennett, with over a decade of leadership experience across hospitality. She has a proven track record of building HR functions from the ground up, shaping people strategies that enhance organisational performance, employee engagement, and inclusive workplace cultures. Skilled in workforce planning, HR analytics, and change management, Joanna is passionate about developing high-performing teams and leveraging data-driven insights to inform strategic decision-making.

Tazmin Pinfold – Client Support Specialist

Since joining Rothesay Bennett in 2018, Tazmin has advanced her career within the financial services industry as both a Paraplanner and Senior Administrator. In her current role, she collaborates closely with advisers to prepare comprehensive financial reports, conduct thorough product and fund research, and assist in designing customised financial plans. Additionally, Tazmin oversees essential administrative functions, ensuring the accuracy of client records, adherence to regulatory standards, and the efficient management of Backoffice processes. Her responsibilities include analysing client data, drafting suitability reports, and maintaining exemplary levels of client service by responding to queries with professionalism and efficiency. Tazmin is committed to achieving further professional qualifications to enhance her technical expertise, thereby continuing to strengthen the support provided to clients and advisers.

Millie Cooke – Administrator

advisers and clients across retirement planning, investments, and the preparation of comprehensive annual review reports. Millie carries out detailed portfolio research, analyses fund performance, and compiles clear, accurate review packs to support adviser recommendations. Millie also manages client records, prepares documentation, and ensures all information is presented to a high professional standard. Millie is also currently working towards getting her Mortgage Adviser qualification to further expand her expertise.

Caleb Bilton- Junior Financial Services Administrator

Caleb is an energetic and determined Junior Financial Services Administrator who is actively working toward qualifications to become a financial adviser. While he entered the field without prior expertise in finance or administration, his commitment to learning and professional growth has been evident from the start. He brings strong interpersonal skills, consistently supporting advisers and clients with attentiveness, readiness, and a keen eye for detail. From managing client accounts on fund platforms to handling emails with efficiency, Caleb demonstrates reliability and adaptability across a wide range of administrative tasks. A natural team player, Caleb contributes to the smooth and effective operation of the administration team, ensuring processes run steadily and supportively. His enthusiasm, dedication, and collaborative spirit make him a valuable asset to both colleagues and clients.

Tahira Choudhury Junior Financial Services Administrator

Tahira joined Rothesay Bennett in 2025 and has a background in accounting and finance from Warwick Business school. Tahira is interested in all aspects of financial services and supports the back-office function. Tahira is keen to grow and develop her knowledge of financial advice within the role.

Grace Geary Financial Services Administrator

Grace joined Rothesay Bennett in 2024 and works within the back-office team, specialising in new business submission and income processing. She ensures cases progress smoothly and accurately, as well as supporting advisers with managing documentation and liaising with providers. With a First-Class degree in Mathematics, Grace brings a methodical and analytical approach to her work. She is keen to develop her expertise and expand her product knowledge as she continues to grow within the business.

Charlie Parsons- Financial Services Administrator and Mortgage Adviser

Charlie is a detail-oriented Financial Services Administrator and qualified Mortgage Adviser with expertise in supporting advisers and clients across mortgage and protection solutions. With strong organisational skills and a thorough understanding of compliance requirements, Charlie ensures that processes run smoothly and efficiently, from preparing documentation and managing client records to guiding clients through mortgage applications. Known for accuracy, reliability, and a client-focused approach, Charlie plays a key role in delivering excellent service and supporting the overall success of the advisory team.